About Horizon Currency
About Horizon Currency

Secure, Competitive Rates,
Focussed on Service.

Horizon Currency is a specialist currency solutions provider, focused on customer service, market-leading exchange rates, and the regulatory transparency that protects your funds.

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Meet the Management Team

The dealing team behind Horizon Currency, combining decades of foreign exchange experience with a personal, client-first approach.

Louisa Ballard

Louisa Ballard

Co-founder and Director

Louisa has accumulated over 20 years in the deliverable foreign exchange sector. She started at American Express, advanced to leading the retail dealing desk at RationalFX in London, and subsequently established Horizon Currency. She manages the dealing function, emphasising personalised FX services for affluent individuals and corporate clients seeking specialised, attentive currency solutions.

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Gary Howes

Gary Howes

Head of Client Strategy Solutions

Gary brings 18 years of foreign exchange market expertise and has established an extensive network of analysts and economists supporting Horizon Currency's reputation for trustworthy FX intelligence. He directs the firm's custom client strategy solutions, assisting businesses and individuals in managing currency risk and capitalising on market opportunities.

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Sarah Flowers

Sarah Flowers

Head of Private Dealing & Client Relationships

Sarah Flowers has been a valued member of the Horizon Currency team for over seven years and is the Head of Private Dealing & Client Relationships. She leads the dealing desk, overseeing the execution of client transactions while ensuring every customer receives a seamless and personalised service. Sarah is passionate about providing clients with the highest level of support, ensuring every transaction is managed professionally, efficiently, and with complete transparency.

Christine Tautari

Christine Tautari

Sales & Marketing

Christine brings over 30 years of sales and marketing experience to Horizon Currency. Across her career she has worked in real estate, recruitment, software, and sports and golf, partnering with corporate businesses as well as running her own companies. Based on the Costa del Sol, Christine combines deep commercial experience with a sharp understanding of client needs, helping Horizon Currency connect with clients and grow its reach.

What sets us apart

Service. Rates. Regulation.

Support in a Challenging Environment
Customer service first

Support in a Challenging Environment

Horizon Currency has customer service and support as its core offering. We deliver one-on-one service in a world where currency payments customers are increasingly pushed online and therefore lack the helping hand of experienced dealers and analysts. Optimal timing and considered strategy are as important as competitive exchange rates, and we aim to provide all three.

Top Rates
Deep market access

Top Rates

Horizon Currency's primary payment provider is Equals Money, part of FTSE-listed Equals Group PLC, which transacted £18.2BN in 2024. Horizon Currency taps into this volume and delivers highly competitive currency rates to our personal and business clients. This means that rates once only available to the biggest institutions are now available to you.

Regulated by the FCA
Regulatory transparency

Regulated by the FCA

Horizon Currency is a currency solutions provider that specialises in client onboarding and payment execution. We don't take custody of funds; that is done by our UK FCA-regulated liquidity providers. Client money is held in segregated client safeguarding accounts using our global Tier 1 banking partners. It means all client funds are held separately from any company money or assets in order to comply with regulations.

Our providers

FCA Authorised

Equals Connect Limited

Registered in England and Wales (no. 07131446). Registered Office: Vintners' Place, 68 Upper Thames St, London, EC4V 3BJ. Authorised by the Financial Conduct Authority to provide payment services (FRN: 671508).

FCA Registered

Sciopay Limited

Registered in England and Wales (no. 12352935). Registered Office: WeWork, WW Moor Place Limited, 1 Fore Street Avenue, London, EC2Y 9DT. Registered with the Financial Conduct Authority (927951).